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Transport enterprises
Goods in transit insurance cover property against loss or damage while it is in transit from one place to another or being stored during a journey. Goods in Transit insurance also protects the Transport operator for his responsibility in the event of damaged or lost freight.

Transport insurance is designed to protect you against financial loss of cargo while it is being transported, whether by road, rail, sea or air but there are several things you need to be aware of in order to get the coverage best-suited to your needs.

Why Do I Need Transport Insurance?

When it comes to transporting goods, there are many things that can go wrong unexpectedly. If you are transporting by road there are the things most people think of such as a truck overturning or your cargo being stolen while the truck is left unattended. When transporting goods by rail, sea or air, however, the odds are greater that you will lose your entire shipment. For all of these reasons a good transport insurance policy is vital.

What Does Transport Insurance Coverage Provide?

Transport insurance varies greatly so make sure you work with a specialized agent so that the policy you purchase includes the coverage that you need. Some policies are very basic and list covered causes such as natural disasters, collision accidents and bridge collapse whereas other policies are more comprehensive and cover damages due to loading/unloading and loss due to theft, negligence and even acts of war or terrorism.

How are Premiums and Compensation Determined?

Premiums for transport insurance will depend greatly on the number/amount of goods or cargo as well as the transport route and destinations and may be impacted by the reputation of the transport company or the claims history of the insured party. Compensation to the insured party in the event of an accident involving loss or damage will depend on a number of factors including the estimated value of the goods being transported and whether the transport is domestic or international.

To get Personal insurance cover that protects what’s important to you, call 022 487 9630  
or submit your details to us and a RSAB consultant in Your area will call you back.

iconBodycorpBody Corporates
Security complex insurance is a mandatory responsibility for the body corporate. RSAB makes this simple and easy.

Car dealerships and garages
If you Business does repair/body work on vehicles that are not owned by the dealership, or you sell car that are not owned by you, then you'll need protection against damage to your customers vehicles.

If you Business does repair/body work on vehicles that are not owned by the dealership, or you sell car that are not owned by you, then you'll need protection against damage to your customers vehicles.

iconEngineeringEngineering enterprises
The RSAB team has in-depth expertise, experience and understanding of Engineering Insurances.

iconmarineMarine and Aviation enterprises
Our watercraft insurance offers extensive cover for all types of vessels. Whether you prefer the thrill of a jet ski, are more at home on your pleasure yacht for a Sunday afternoon cruise, or want to explore the azure waters of the Mediterranean, we can offer you the best cover for your water sport choice.

iconMedicalMedical enterprises
RSAB has gone the extra mile to make sure we've got a tailor-made business insurance product that will appeal to the very specific insurance needs of medical professionals (e.g. doctors, dentists, orthodontists, anaesthetists, psychiatrists, occupational therapists, etc).

iconSchoolsSchool and Churches
We have a complete solution for schools in times of crisis and medical emergencies by handling emergencies on behalf of the schooling institution.

iconshopsShops and Restaurants
Shops and restaurants can offer a quick, low-cost way for aspiring retailers to test their product on the public, but their transient nature can produce problems as well as opportunities.

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Let us quote you and help save you money on your current insurance.


RSAM has agencies with several Insurers, which enables us to fully underwrite all your short term insurance requirements at highly competitive rates.”

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